Monday, March 30, 2009 

Insurance For Your Car

South Africa has a very high frequency of accidents and incidents. People need to make sure that they have enough insurance coverage for their car. Many people don't know what kind of car insurance is suitable for their personal situation. Insurance for car depends on a variety of factors.

Some of these factors include the type of vehicle, the number of years the vehicle has been in use, its mileage etc. While buying insurance for car the individual has to give complete and correct information to the insurer without which the policy would be invalidated and a criminal offense lodged against the individual.

To save on insurance for car it is important to realize that the premiums calculated differ since they are based on a variety of factors and many websites provide all the information with respect to saving on the premiums and getting multiple quotes. Also often the insurance rates for female drivers are cheaper as compared to those for men since women tend to be more conscious of safety and drive for shorter distances and tend to have less number of accidents.

If you have a car accident it is vitally important to get all of the necessary information, such as, names of the involved drivers, insurance details and witness names, to insure that your claim can be quickly processed. Make sure you inform the insurer as soon as possible if an accident has occurred.

In order to avoid the rejection of your claim by insurers, please ensure that the car is in roadworthy condition and was not damaged at the time of the accident. For no win non fee accident reason, one must take appropriate care of one's car. Also while taking out insurance for car it is important to understand that the insurance policies by default do not cover items within the car such as car radios or CD players.

Auto accident coverage available. Before signing up for car insurance, you should shop around for different offers that best fit the requirements of the individual.

Take my advice and cut the middleman out and deal directly with insurers and always use low premiums when saving money.

If you take the time to speak to a few insurance providers and to do individual research, you should be armed with enough information to choose the policy that best fits your needs and your pocketbook.

Susan is the creative content director for car.insurance123.co.za">car.insurance123.co.za, and is charged with web research for car.insurance123.co.za">Car insurance in South Africa related content for the companies website.

 

Can You Trademark Your Business Name?

A trademark is a distinctive image, word or other thing that associates with a product or service. So, can you trademark your business name?

Most people no win no fee compensation trademarks are logo oriented. In some ways, this is true. The Nike Swoosh is clearly a logo trademark that stands out in peoples minds. When you see it, you immediately think of Nike and its products. While logos can clearly be trademarked, what about a business name? The answer is both yes and no.

A trademark is a consumer oriented thing. While it protects the intellectual property of businesses, it is a legal step designed to protect consumers. The basic idea is a trademark should point to a particular product or service and only be used by the company backing those items. This helps consumers in two ways. First, it represents an assurance of a particular type of quality associated with the products or services provided by the company. Second, it precludes other companies from causing consumer confusion by infringing on that mark.

When it comes to your business name, you can trademark it if certain requirements are met. I am going to avoid the legal mumbo jumbo that confuses people, and stick with a general rule of thumb. If you use your business name in advertising or on the product or service, you can trademark it. A classic example is Google. Google is both a company name and used on the service itself. When you go to the home page of Google, you see Google prominently displayed. As a result, this business name can be trademarked.

If you do not use your business name in a direct communication to consumers, you cannot trademark it. Why? Well, there is nothing distinct about it that reminds consumers of the connect. TJMaxx is a well-known discount retail store. Most people have at least heard of the name. The company behind the name, however, is actually TJCos. Nobody has heard of TJCos and certainly do not associate it with a store. As a result, this business name would be difficult to trademark, if not impossible.

If your name is going to be a fundamental part of your marketing effort, you should consider trademarking it. If it is not, then your probably should save your money. Obviously, each situation is different, so make sure you speak with legal counsel in your area.

Richard A. Chapo is a href="sandiegobusinesslawfirm.com/trademark-registration-services">trademark lawyer with href="SanDiegoBusinessLawFirm.com">SanDiegoBusinessLawFirm.com

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