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If a person is seeking for cheap car insurance, he should mortgage refinance best rates to worry because here are some important quotes for cheap car insurance.

1. Excess should be changed

Excess that one is prepared to pay on any claim, so that the premium credit card purchases be reduced, must be changed. With intentional excess, if one is ready to cover more oneself in the case of an accident, the premium will be lower.

2. Mileage should be checked

People should always check the mileage to ensure that they are not paying more for miles, which are not being covered by their cars. If, for instance, someone changes their jobs and that is very close to their home, they will have to commute very short distance, and thus money can be saved on this. So, it is beneficial to find out how many miles one will actually travel. But, it should be accurate, because wrong figure could make claim vulnerable.

4. Car should be parked as a safe place.

During the night, the car should be parked in a garage that is locked. This will help decrease the premium. Actually, most of the vehicle thefts take place at night. If one does not have access to a safe garage, then one can consider parking the car on a driveway. Parking on the driveway has lower risk in comparison with parking on the road.

5. Pass Plus Scheme

It is suggested that to reduce the premium, one must take pass plus, if he is new car driver and seeking for getting a new car and its insurance. Only in the period of practical driving test, it means in the first year, one can get the Pass plus certificate.

Moreover there are also a few things which one can be learn to be perfect in the lots of areas. Such as if one can drive on a motorway, drive in each weather condition, drive in town or out of town, drive at night, and on a double carriageway.

One should not worry about the driving test, because there is no test in the end of the course. It's all about the satisfaction, when the trainer is happy with the performance, then one can get certificate from the Driving Standards Agency (DSA).

With the help of this certificate, one can be on advantageous edge with all insurance companies chipping in the Pass Plus scheme.

NetCars, one of the UK's leading motoring websites for used cars. First established in January 2000, it provides car loans, finance and warranty. NetCars also provides a cheap car insurance service.